Title Search An examination of records used to determine the legal ownership of property, and all liens, and encumbrances on it. Principal and Interest The principal is the amount of money borrowed on a loan.
A third party conducts the inspection, which includes all major appliances and structural elements. Closing costs typically range between two to five percent of the purchase price of your house.
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Closing Disclosure A disclosure that lenders are required to provide to consumers at least three days prior to loan settlement. Recording Fee Money paid to an agent for entering the sale of a property into the public records.
APR takes into account interest, discount points, lender fees and mortgage insurance, so it will be slightly higher than the interest rate on the loan.
Referred at as a Principal and Interest The principal is the amount of money borrowed on a loan. Float Allowing the interest rate and points to vary with changes in market conditions.
Power of Attorney A legal document that authorizes one person to act on behalf of another. It has long been recognized that those countries that have a more open and positive attitude toward sexuality have better sexual health outcomes: